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Legal Recovery Services

At CLM Recoveries Ltd, we provide end-to-end legal debt recovery solutions across Scotland. From early-stage tracing to court enforcement, our specialist team ensures every step is handled professionally and efficiently.
Accounts manager reviewing reports

Debt Collection Service packages

Pre-Legal Debt Recovery

Early engagement via call, email, and letter
Structured payment plans
Letters Before Action (LBA)

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Tracing & Investigation

Address and employment tracing
Asset and financial background checks

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Legal Recovery Services

Raising Simple Procedure claims through the courts and obtaining Decree.
Recovering through Sheriff Officers.

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No-Win, No-Fee Model

Pay only on successful collection
What We Do

We offer a full range of legal recovery services, including:

Sheriff Court Claims

Raising and managing court actions to obtain decrees.

Litigation & Enforcement

Pursuing judgments and recovering debts through legal enforcement routes.

Tracing Services

Conducting detailed residential and employment traces to locate debtors and assess recovery options.

Pre-Sue Reports

Assessing the viability of legal action with financial insights and trace information.

Letters Before Action (LBAs)

Prompting early settlement with formal pre-litigation notices.

Our Process

Initial Assessment

We review the debt details, conduct necessary traces, and assess legal recovery options

Pre-Legal Action

Where appropriate, we issue Letters Before Action to encourage voluntary payment and avoid litigation.

Court Proceedings

If needed, we raise claims through the Sheriff Courts and manage the full litigation process.

Enforcement

Once a decree is obtained, we enforce it through the appropriate channels—diligence, earnings arrestment, bank arrestment, or seizure of assets.

Our Services Overview

Short summaries of key services

B2B Debt Collection

We assist businesses in recovering outstanding payments from other companies, ensuring minimal disruption to professional relationships while maximizing cash flow.​

B2C Debt Recovery

Our team specializes in collecting debts from individual consumers, adhering to all regulatory standards to maintain compliance and professionalism.

Legal Recovery (Court Claims, CCJs)

When necessary, we initiate legal proceedings, including court claims and County Court Judgments (CCJs), to enforce debt repayment through official channels.

Tracing & Investigation

Utilizing advanced tools and databases, we locate absconding debtors and assess their financial status to facilitate effective recovery strategies.​ Clearway

Industries We Specialize In

Utility Bills (Gas, Electricity, Water, Broadband)

We recover unpaid utility bills, ensuring service providers receive due payments while maintaining customer relations.​

Business-to-Business (B2B) Debt

Our services cater to businesses seeking to recover debts from other enterprises, focusing on preserving ongoing business relationships.​

Student Loans

We manage the recovery of defaulted student loans, working closely with educational institutions to ensure compliance and sensitivity.​

Parking Fines / Penalty Charge Notices (PCNs)

We assist in collecting unpaid parking fines and PCNs, helping authorities enforce regulations and recover owed amounts efficiently.

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